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Legal

Terms of Use

Last updated · January 1, 2026

Please read these Terms carefully. By using this website, our client portal, or our AI concierge, you agree to be bound by them.

1. Who we are

Zaki Enterprise is a licensed tax preparation and insurance advisory practice based in Houston, Texas. References to "we," "us," or "our" mean Zaki Enterprise Tax & Insurance and its authorized representatives.

2. Nature of the services

Content on this website — including responses from our AI concierge — is general information only and does not constitute legal, tax, or insurance advice. No client, attorney-client, or fiduciary relationship is formed until we mutually sign an engagement letter or an insurance authorization. A licensed tax or insurance professional will review your information before any tax return is filed or insurance application is submitted on your behalf.

3. Accuracy of information you provide

You are responsible for providing accurate, complete information. Tax returns and insurance applications are prepared based on what you tell us and the documents you supply. Misrepresentations may result in penalties, denial of coverage, or termination of services.

4. Client portal and document uploads

The client portal is for your use only. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Do not upload documents you do not have the authority to share.

5. Fees and engagement

Fees for tax preparation and other engagements are described in your engagement letter or quote. Insurance quotes and consultations are typically free; commissions, when applicable, are paid to us by the insurance carrier — never by you.

6. Communications

By submitting a form, you authorize us to contact you about your request by phone and email. SMS is used only if you separately opt in. You can withdraw any consent at any time.

7. Intellectual property

The site design, brand marks, and original content are the property of Zaki Enterprise. You may not copy, redistribute, or use them for commercial purposes without written permission.

8. Disclaimers and limitation of liability

The website and AI concierge are provided "as is." To the fullest extent permitted by law, Zaki Enterprise's liability for use of the website or AI concierge is limited to the fees you have paid, if any, for services rendered through your engagement.

9. Governing law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles. Venue for any dispute lies in Harris County, Texas.

10. Changes

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.

Questions about this policy?

Reach us at zakitxusa@gmail.com or (281) 741-9658. Mailing address: 14635 Beechnut St., Houston, TX 77083.