Legal defense costs
Defense is covered whether or not you're ultimately at fault.
E&O Insurance
Professional liability, professionally placed.
Errors & Omissions coverage for consultants, agents, IT firms, and licensed professionals.
One unhappy client can eat a year of billings. E&O covers legal defense and settlements when someone claims your work caused them financial harm.
What's included
Built around your situation.
Settlement & judgments
Coverage limits typically $250K – $5M per claim.
Contract compliance
Meet the E&O requirements in your client contracts and RFPs.
Prior acts coverage
Retroactive dates so past work is protected on a new policy.
Cyber & privacy endorsement
Add cyber liability as an endorsement on your E&O policy for modern coverage.
Industry specialists
Placement for real estate, consulting, insurance agents, tech, and more.
At a glance
Everything covered.
- Coverage for real estate agents, consultants, IT/SaaS, insurance producers, notaries
- Prior acts / retroactive date coverage
- Claims‑made and occurrence forms available
- Cyber & privacy endorsements
- Additional insured endorsements for clients
- Renewals shopped every year
FAQ
Good questions.
Do I really need E&O?+
If you give advice, deliver a professional service, or sign contracts requiring it — yes. It's the standard cost of doing business for most licensed pros.
How much does E&O cost?+
Solo consultants often pay $400–$1,200/year. Larger firms scale with revenue and risk profile.
What's the difference between E&O and GL?+
GL covers physical injury and property damage. E&O covers financial harm from your professional services or advice.
Can I add cyber coverage?+
Yes — most modern E&O policies offer cyber and privacy endorsements at a modest premium.
Availability varies by state and licensing requirements. Coverage is offered only in states where Zaki Enterprise is appropriately licensed and appointed.
Taking new clients
Get an E&O quote.
Fast quotes for consultants, agents, and licensed pros.