Group medical plans
PPO, HMO, HDHP with HSA — from BCBS, Aetna, UHC, Cigna, and regional carriers.
Small Group Health
Benefits your team loves. Numbers you'll love more.
Group health plans for teams of 2–50, designed for retention and priced for growth.
We design benefits packages that attract talent, retain your team, and stay within budget — then handle enrollment, service, and renewal so HR gets its life back.
What's included
Built around your situation.
Dental, vision, life
Ancillary benefits that finish the package employees actually want.
Cost‑sharing strategy
Employer/employee contribution modeling to control cost.
HRA & ICHRA options
Modern reimbursement arrangements for flexible, tax‑advantaged benefits.
Enrollment & onboarding
Digital enrollment, employee education sessions, and ongoing service.
Compliance built in
ACA reporting, ERISA docs, COBRA administration handled.
At a glance
Everything covered.
- Full carrier comparison for teams of 2–50
- Medical, dental, vision, life, disability, and supplemental
- HRA and ICHRA design & administration
- Digital enrollment platform included
- ACA, ERISA, and COBRA compliance support
- Renewal negotiation every year
FAQ
Good questions.
How small is 'small group'?+
Groups of 2–50 full‑time equivalents qualify for small group in most states. We can also design ICHRA setups for teams of any size.
How much do we have to contribute?+
Most carriers require 50% of employee‑only premium. We model contribution scenarios to find your sweet spot.
Can we offer benefits to remote employees in other states?+
Yes — with the right carrier or an ICHRA structure, multi‑state teams work well.
Do you handle open enrollment?+
Fully — from communication and one‑on‑one employee sessions to enrollment and ID card follow‑up.
Availability varies by state and licensing requirements. Coverage is offered only in states where Zaki Enterprise is appropriately licensed and appointed.
Taking new clients
Design a plan your team will love.
Free plan design & quote for teams of 2–50.