Rates for the same driver can vary by hundreds of dollars between carriers. Come prepared and shop the whole market at once.
Information to gather
Driver's license numbers, current declarations page, VINs, and average annual mileage per vehicle.
Match limits, then compare price
Always quote identical liability limits and deductibles. A cheap quote with lower limits is not a real comparison.
Ask about these discounts
Paid-in-full, paperless billing, safe-driver telematics, good-student, and defensive-driving course completion.
About the author
Written by Zaki Enterprise Advisors — Licensed Insurance & Tax Professionals.
Reviewed by the same Texas advisors who work with our clients on tax preparation, ACA, Medicare, and property & casualty coverage.